How to replace a lost car title in New York
For car owners in New York whose title is missing or too damaged to use, including sellers who can't find it. DMV calls this a duplicate title.
To replace a lost car title in New York, apply online if your address hasn't changed, or fill out the Application for Duplicate Certificate of Title (MV-902) and bring proof of identity and address to a DMV office with the $20 fee. It is processed within seventy-two hours and mailed to you.
Who can apply for a replacement title in New York?
- The owner applies and certifies the last title was lost, destroyed or damaged.dmv.ny.gov checked
- If a paid-off loan is still on the record, include the original signed and dated lien release.dmv.ny.gov checked
- A title with a mistake, cross-out or change can't be used to sell. Get a duplicate first.dmv.ny.gov checked
How do I replace a lost car title in New York?
Step 1
Apply online, or fill out MV-902.
If your address hasn't changed, you can apply online. Otherwise use the Application for Duplicate Certificate of Title (MV-902).
MV-902 · Application for Duplicate Certificate of TitleStep 2
Bring proof of identity and address to a DMV office.
Pay the $20 fee there.
Step 3
Or mail it to the Title Bureau.
Send photocopies of your proofs and a check or money order for $20 to the Commissioner of Motor Vehicles.
Step 4
Wait for it by mail.
Once the duplicate is processed, the old title can't be used to sell the car.
How much does a replacement title cost in New York?
| Fee | Amount | Who pays | Source |
|---|---|---|---|
| Duplicate title fee | $20 | Owner | dmv.ny.gov Checked |
| Total of required fees | $20 |
Fees can change. Check the official page before you pay.
Common questions
How long does a duplicate title take in New York?
DMV processes it within seventy-two hours after it accepts the application, then mails it to you.
dmv.ny.gov checked
Can I still use the old title if I find it?
No. Once the duplicate is processed, the original title and any earlier duplicates can't be used to transfer the car.
dmv.ny.gov checked
What if a paid-off loan still shows on the record?
Send the original lien release, signed and dated, with the application.
dmv.ny.gov checked
Sources for this page
- dmv.ny.gov/forms/
mv902.pdf Checked - dmv.ny.gov/titles/
certificate-of-title Checked
About this page
This page summarizes official New York sources in plain English. Car Title Steps is not a government website, is not connected to the New York State Department of Motor Vehicles, and does not file or prepare forms. Confirm each step with the agency before you sign, pay or mail anything. Found a mistake? Email mr@marcelruettgers.com.